9/10/2023 0 Comments Open road lending reviews![]() ![]() Roadrunner Financial® is a service mark of Octane Lending, Inc. ![]() FICO® Credit Score, key factors and other credit information are based on data from Experian® and may be different from other credit scores and other credit information provided by different bureaus. OFFERS SUBJECT TO CHANGE WITHOUT NOTICE.Īpproval, rates, minimum purchase requirements and terms offered are based upon the credit bureau (FICO®) score obtained in connection with the prequalified credit application submitted and overall credit worthiness. All applications are subject to credit approval by RF. ![]() Financing may be available for applicants selecting dealers outside of the RF’s network, but the credit decision and closing process may be different. The dealer may be the original creditor and assign the financing to RF. (“RF”), you must purchase your vehicle from a select dealer in the RF network and apply online or by calling 64. Reviews: OpenRoad Lending Overall lender rating 3. To apply for financing for a new or used vehicle with Roadrunner Financial, Inc. Offers effective on eligible and qualified units purchased from a participating dealer. Offers not valid for units used for commercial or business purposes. A firm offer of credit is not provided until financing contracts are generated. Prior to extending a firm offer of credit, a full credit report from one or more consumer reporting agencies will be requested prior to contract generation, which is considered a hard credit pull and may affect an applicant’s credit. Applicants are still subject to underwriting and confirmation of the information that was originally entered in the applicant’s online application. Other qualifications, terms and restrictions may apply. Consumer Portfolio Services, Inc. A prequalified offer is not a firm offer of credit, and all applicants are still subject to full credit approval. made the transaction without any undue hardship. I was pleased with the way OpenRoad handled my auto loan. No loans will be funded without a signed Dealer Agreement between the dealership and Roadrunner Financial, Inc.ĪPPLY FOR FINANCING & OBTAINING PREQUALIFIED OFFERS: Instant finance offers are considered prequalified credit offers and are subject to credit approval. OPENROAD LENDING, LLC, NMLS 710945 AND CA LENDER LICENSE 603 I315. ![]() I will say my original agent was much better and more qualified.DISCLOSURE: Prior to utilizing Roadrunner Financial as a lender, all dealerships are subject to underwriting approval by Roadrunner Financial, Inc., in its sole discretion. It was disrespectful and guess what I have GAP insurance! One loan officer, one bad phone call. We then went back and forth on how I didn't want it and her telling me I needed it even as far as her telling me it was irresponsible of me to not have it to me not being able to afford $7 extra dollars a month for it. She says that's a different form, I was never told about. made it go very smoothly, and was able to answer all my questions. Told me it was too late that I signed the paper work already, to which I told her there wasn't an option to complete signing without agreeing to the insurance. Im trying to rebuild my credit, and I had seen Open Road Lending on Credit Karma, so I thought I would give it a try, to help lower my interest rate on my car loan, and they definetly was able to, I went from a 24 to a 10 interest, Pete V. I called with questions and spoke to a different person who seemed upset that I didn't want GAP insurance. My original loan operator was more thorough in helping me understand why she felt I needed it which is good, but ultimately it's my decision, apparently. One reason for not rating my experience 5 stars of course there is an option to not purchase GAP insurance BUT I do feel coerced. Free Lunch once a month, free sodas, game room, closed on weekends, 8-5pm. She was very patient and answered my questions in a timely manner. It is a small company so there are still growing pains which as a person gets into management will find frustration in some unfair treatment of employees and lack of consistency in procedures, polices, and corrective actions. My loan agent definitely helped me through the process of refinancing. ![]()
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